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Frequently Asked Questions

Quick answers to questions you may have. Can’t find what you’re looking for?
Check out our full documentation.

Is Dispute Doctor really Free?

Yes! Dispute Doctor is 100% free, but in order to use our AI features you need an active monitoring subscription: Vantage ($29.99 via MejiaAgencyMonitoring) or FICO ($49.99 via Credit Monitoring HQ — Coming soon!). Both provide access to 3-Bureau advanced reports.

The duration of the credit repair process can vary significantly depending on the complexity of the individual’s credit situation and the extent of the issues that need to be addressed. On average, the credit repair process can take a few months to a year.

We want you to know that your security is our top priority. Our website and servers are fortified with typical website encryption (SSL/TLS), ensuring that your data travels through a secure tunnel. This means all information exchanged between your browser and our servers remains confidential and protected from prying eyes. Rest assured, your personal details are safe and sound with us. We continuously update our security measures to stay one step ahead of potential threats.

Credit monitoring is essential for safeguarding your financial health and security in today’s fast-paced world. By enrolling in a credit monitoring service, you gain valuable insights and real-time updates about changes to your credit report, such as new accounts, inquiries, or potential errors. This proactive approach empowers you to detect any suspicious or unauthorized activities early, reducing the risk of identity theft and fraudulent transactions. With credit monitoring, you can make informed decisions about your financial well-being, spot potential issues before they escalate, and take the necessary steps to maintain a strong credit profile. Protect your financial future and enjoy peace of mind with the vigilant oversight provided by credit monitoring.

If you hire a credit repair company for a year, you could pay anywhere from $2,000 to $3000 or more, considering the monthly fees and setup charges. Using Dispute Doctor is free, but credit monitoring will cost you only $49.99 per month.

After you create your attack in Dispute Doctor, our third-party partner, Sprint Mail, will handle the mailing process on your behalf. Your letters will be sent via USPS First-Class Mail (does not include tracking), and you’ll receive an email confirmation once they’re on their way. Additionally, the status inside your Dispute Doctor portal will be updated to reflect this progress.

Ready to Boost Your Credit and Your Future? Start Today with Dispute Doctor

Take the first step towards a better financial future today. You deserve financial freedom because you’re more than a score and Dispute Doctor is here to help you achieve it.